Fire. Flood. Riot. Fuel scarcity. COVID. Elections. What do all these have in common? They can shut down your business and wreck your Contracts/Agreements overnight.
So what protects you when life spirals out of control?
The Force Majeure clause.
This clause is your legal shield when unforeseen events beyond your control make it impossible to deliver on an Agreement.
It covers you when acts of God, government actions, strikes or disasters strike hard.
Without it, you could still be held liable for breach of contract, even if a natural disaster or national crisis made performance impossible.
During COVID-19, smart businesses with strong Force Majeure clauses walked away clean. Others who ignored it paid dearly. Some are still paying.
Sadly, most Nigerian contracts either lack this clause or copy it lazily from foreign templates. That is a dangerous gamble.
Force Majeure is not just fancy legal grammar. It is a financial lifesaver. It tells your client or partner: if things go completely out of control, here is what happens. Here is how we protect each other.
Before you sign ask: does this contract protect me in a crisis? What events activate relief? Is the clause custom-made or just matter, occupying space?
Let a Business/Corporate Lawyer stress-test your Agreement before disaster takes out your entire business.
You do not prepare for war during war. You prepare in peace.
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APEX CHAMBERS, Property/Real Estate and Business/Corporate /Commercial Lawyers, Attorneys, Barristers, Solicitors Advocates, Legal Practitioners rendering legal services, Legal Consultants and Notary Public in Port Harcourt, Rivers State, Nigeria