BUYING LAND WITH A C OF O? READ THIS BEFORE YOU PAY
In Nigeria, buying land that already has a Certificate of Occupancy (C of O) is not the final step, it is just the beginning.
If you are buying such land, the law says you must apply for and obtain the Governor’s Consent to make that land legally yours. Without it, your ownership is not complete.
C of O comes with strings attached. It is not just an ownership document; it is a contract between the Government and the original allottee. It carries terms and conditions, annual ground rents, land use fees and other financial obligations.
Once you buy land with a C of O, you automatically inherit all of these responsibilities. Whether or not you know it, the law expects you to pay and comply.
If you fail to obtain Governor’s Consent, you cannot legally resell the land; you may face fines or government penalties and you lose strong legal protection if ownership is challenged, as you have breached the terms of the allocation of the land.
But when you secure Governor’s Consent, you perfect your ownership legally; gain full protection under land law; avoid bad surprises in the future; can use your land as collateral for loans; you gain peace of mind knowing your investment is fully protected.
So C of O is not final. Without the Governor’s Consent, you are still in legal uncertainty.
Secure your title. Protect your property. Do it right today.
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APEX CHAMBERS, Law Firm of Property/Real Estate and Business/Corporate /Commercial Lawyers, Attorneys, Barristers, Solicitors Advocates, Legal Practitioners rendering legal services, Legal Consultants and Notary Public in Port Harcourt, Rivers State, Nigeria